131 Ashland Street, North Adams, MA 01247

Tuesday, September 7th 2010

CREDIT UNION HOURS Monday 8:30am - 4:30pm Tuesday 8:30am - 4:30pm Wednesday 8:30am - 4:30pm Thursday 8:30am - 6:00pm Friday 8:30am - 5:00pm Saturday 8:30am - Noon  (Drive Thru Only)

Credit Union Rates Effective Date: 08-18-2010 CD's IRA Share Deposits Money Market Accounts Mortgage and Personal Loans Auto Loans Certificate of Deposit Minimum Amount to Open Minimum Amount to Earn Interest Annual Rate of Interest Annual Percentage Yield 6 Month 500.00 *** 0.990 1.000 7 Month 500.00 N/A 0.000 0.000 9 Month 500.00 *** 0.990 1.000 12 Month 500.00 *** 1.240 1.250 18 Month 500.00 *** 1.490 1.500 24 Month - Maximizer 500.00 *** 1.640 1.650 30 Month 500.00 *** 1.982 2.000 36 Month 500.00 *** 2.280 2.300 48 Month 500.00 *** 2.472 2.500 24 Month Maximizer - Member has the option to increase the rate once during the term. * Regular shares earn "Dividends" as opposed to "Interest". ** Deposits below this amount earn interest at the regular share rate. *** Interest is earned on all positive balances. **** If payroll deduction or direct deposit, minimum deposit of $10.00 per pay. ***** The credit union reserves the right to withdraw this offer at any time. Please ask a member service representative for information, rules, and regulations regarding accounts. RATES SUBJECT TO CHANGE WITHOUT NOTICE

Tel (413) 664-4926 · 800-252-3397 · Fax (413) 664-7916 © Copyright 2010 Landmark Credit Union