  CREDIT UNION HOURS Monday 8:30am - 4:30pm Tuesday 8:30am - 4:30pm Wednesday 8:30am - 4:30pm Thursday 8:30am - 6:00pm Friday 8:30am - 5:00pm Saturday 8:30am - Noon  (Drive Thru Only)
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| Effective Date: 08-18-2010
| Type of Deposit | Minimum Amount to Open | Minimum Amount to Earn Interest | Annual Rate of Interest | Annual Percentage Yield |
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| IRA Regular**** | 50.00 | *** | 0.599 | 0.600 | | IRA 6 Month | 500.00 | *** | 0.099 | 1.000 | | IRA 12 Month | 500.00 | *** | 1.240 | 1.250 | | IRA 18 Month | 500.00 | *** | 1.490 | 1.500 | IRA 24 Month Maximizer | 500.00 | *** | 1.640 | 1.650 | | IRA 30 Month | 500.00 | *** | 1.982 | 2.000 | | IRA 36 Month | 500.00 | *** | 2.280 | 2.300 |
| * | Regular shares earn "Dividends" as opposed to "Interest". | | ** | Deposits below this amount earn interest at the regular share rate. | | *** | Interest is earned on all positive balances. | | **** | If payroll deduction or direct deposit, minimum deposit of $10.00 per pay. | | ***** | The credit union reserves the right to withdraw this offer at any time. | | Please ask a member service representative for information, rules, and regulations regarding accounts. |
RATES SUBJECT TO CHANGE WITHOUT NOTICE
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