  CREDIT UNION HOURS
Monday
8:30am - 4:30pm
Tuesday
8:30am - 4:30pm
Wednesday
8:30am - 4:30pm
Thursday
8:30am - 6:00pm
Friday
8:30am - 5:00pm
Saturday
8:30am - Noon
(Drive Thru Only)
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| Effective Date: 08-18-2010
Current Loan Rates - 08-18-2010
Fixed Rate Mortgages - Primary residence and Second Homes| Program | Interest Rate | Points | Annual Percentage Rate |
|---|
| 10 Year | 5.375 | 0 | 5.375 - $10.79/$1,000 | | 15 Year | 5.500 | 0 | 5.500 - $ 8.17/$1,000 | | 20 Year | 6.125 | 0 | 6.125 - $ 7.23/$1,000 | | 30 Year | 6.500 | 0 | 6.500 - $6.32/$1,000 | | ADJUSTABLE | CALL FOR RATES | (413) 664-4926 | | | 1 Year ARM | | (800) 252-3397 | | | 3 Year ARM | | 0 | | | 5 Year ARM | | 0 | | | | | |
Personal Loans| Personal Loans | Maximum Term | Fixed APR** | Monthly pmt. (per. $1,000) |
|---|
Signature (unsecured) | 48 Months | 14.00* | $$27.33 | CD-Secured | 48 Months | CDRate + 3.00= 6.75 | $$23.84 |
 Note: * WITHOUT A N.O.W. ACCOUNT AND DIRECT DEPOSIT ADD 0.25%
** APR is Annual Percentage Rate
RATES SUBJECT TO CHANGE WITHOUT NOTICE
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